How to choose insurance in Malaysia

How much does your family need to survive without you? How much insurance will you pay? How much to save up every month for your children education? How much do you need for retirement?

For US or other western countries, these information are easily available. However there is very little information for insurance in Malaysia in the Internet. Therefore this website is a very good reference before we go to talk with insurance agent. It is because some (not all) insurance agent want to make money from the sale, but not really understand the customer needs. If we know what to look for, then it will be much easier and faster to find the right policy or plan.


www.compare-insurance.com.my is the own by LIAM (Life Insurance Association of Malaysia). Therefore it should be all the insurance companies in Malaysia that being feature in this website, including Islamic insurance, aka Takaful.

At this website, either you can start with the calculators (retirement, education, protection, etc) or straight away start to look for policy for protection, retirement, education or saving and investment in the form of investment-linked, life, term, endowment or takaful insurance.

Too bad that this website does not include auto insurance and medical insurance.

The website future plan is to have a feature to find insurance agent in Malaysia. But I would doubt it because which company would be listed first? Would it be like Google search or being listed first if pay more money?

Thing to note: this is for reference only, please talk with your insurance agent for more detail. Also please read and understand all the fine print in the insurance policy.

The link:
www.compare-insurance.com.my


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source: I wrote this!

Download YouTube Video with JDownloader

JDownloader is a famous downloader for downloading files from file servers. Not only this, JDownloader can also works as normal download manager, meaning you can use it as replacement of FlashGet or other similar software.

JDownloader also can be use to download YouTube video. JDownloader by default will monitor clipboard for links of anything, including YouTube and file servers. Here I am trying to download a YouTube video regarding GDP.


JDownloader will analyse the link and show you all the available format. In this example, there are 360p and 720p for mp4 and Webm format. There are 240p, 360p and 480p for flv format. Flv format is the default format of YouTube, meaning usually flv is the format being downloaded by web browser if we directly watch the YouTube video on web browser. One of the advantages of JDownloader, it can tell us the file size of each file, we can pick which one is worth the time/bandwidth to download it.

Check to accept the terms of service if you are downloading YouTube video with JDownloader for first time and then click OK.


Right click on any of the file (or press ctrl for multiple selection) and then click "Continue with selected link(s)". In this example I am downloading mp3, but the file listed there is not .mp3. Next picture will show you why.


After download .tmp, JDownloader convert it to mp3, automatically.


The mp4 and mp3 that downloaded from YouTube using JDownloader. Simple right?


Of source any software also has it's disadvantages. First one is it need Java to be working. There is no way to get around without installing Java. Or maybe you can look for portable Java. Because of it is in Java, it available for Windows, Linux, Mac, and any other OS that can support Java.
Another one is when we copy a YouTube link into it, it will take some time to finish the analysis. It took me about 30 seconds or more for the example showed in pictures above. This is something a lot of users find that quite annoying because it is too slow. The reason why it is slow is because it get all the information of the files,  not only the video encoding type, the audio type also being listed there.

Okay, the JDownloader links:
http://jdownloader.org/download/dld
Even though I like portable apps, don't bother to use portable version of JDownloader, because it update too often that using portable version is making no-sense.

To install Java:
http://www.java.com/en/download/installed.jsp?detect=jre&try=1

Happy downloading.


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source: I wrote this!

Ultrabook

At last CES at Las Vegas recently, ultrabook is everywhere and every PC manufacturers. Even though I am not using ultrabook yet, but the Sandybridge platform on my HP Elitebook 8460p can make my happy enough. Why? Because:
1. on wired network, it can last up to 7 hours of normal surfing and office works with stock battery only (not the extended battery)
2. on wifi network, it can last up to 5 hours of normal surfing and office works with stock battery only (not the extended battery)
It is still a distant to the 9.5hours of iPad2. But does iPad2 really last that long on single charge on wifi? Nobody bother to verify that now right? Can't you sit at Starbucks for 9.5hours? :P

Here is quite brilliant ads from HP on it's ultrabook. Yes, it is normal to see people sitting at awkward spot at StarBucks, McD, airport, and many more, not that they are nerd, but they just want to charge the laptop, pre-sandybridge laptop to be exact. I don't have the problem if I bring my sandybridge laptop but I haven't try it out at airport honestly because I don't want to bring laptop to my vacation.
Vacation should be free of gadget, okay, just the smartphone and tablet. No? Okay, just the smartphone, I still need that to show the 2D barcode to print boarding pass.




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source: I wrote this! video is from pre-SOPA youtube :D

Nano Quadrotors

Quadrotors is helicopter with four rotors.
Nano Quadrotors is small quadrotors. (duh!)
GRASP Lab of University of Pennsylvania demonstrated a team of nano quadrotors. These vehicles developed by KMel Robotics. Enjoy the video before the world being take over by SKYNET and its terminator robots. :P





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source: youtube before SOPA :P

Another Fake Website

There are too many fake websites out there. Not only they try to scam, phishing, financial hoax, and many more endless traps to steal your money and identity. I even have a few posts being stolen from this blog. Some websites use this blog name and meta tag to steal traffic from google. Sigh. SOPA might have the use in this case? :P Anyway SOPA has more harm than help, so no thanks.

I saw this from another blog, hope he/she don't mind that I didn't credit him/her since this is just FYI for internet users, we just want to let everyone know.

There is a fake website asking people to donate goods for some elephant reserve effort, not only food but electronics gadget like camcorder and GPS. However the Malaysian authority claim that they don't have any affiliations to that website.

The Malaysia authority, at last paragraph.
http://www.wildlife.gov.my/index.php/bm/perkhidmatan-kami/kemudahan-rekreasi/385
My translation for that paragraph (don't use google translate in this case, okay?)
Department of Wildlife and National Parks would like to clarify that information displayed at www.myelephants.org has no relationship with the Elephant Conservation Center, Kuala Gajah, Lanchang, Pahang.
The website and the bank account number for donation purpose was created without the knowledge of Department of Wildlife and National Parks.
Department of Wildlife and National Parks are fully responsible on all the elephant related matters for Peninsular Malaysia and we have sources to support all the conservation activities and we do not accept any donation from public through third party bank account.

What do you think? Have you donated online to these website before?
Usually I don't donate to unknown bank account.
I only donate to organizations like TzuChi, hungersite, RedCross, and WorldVision (listed in the table at top of my every post here) that are valid one.

Another thing you can do is to check who is the owner of the website using whois.net service. I checked this website and found this, the person don't even work for the authority.

Domain ID:D88541258-LROR
Domain Name:MYELEPHANTS.ORG
Created On:19-Jul-2002 04:00:04 UTC
Last Updated On:18-Jul-2011 00:30:37 UTC
Expiration Date:19-Jul-2012 04:00:04 UTC
Sponsoring Registrar:OnlineNIC Inc. (R64-LROR)
Status:OK
Registrant ID:ONLC-1245332-4
Registrant Name:Mohamad Razali
Registrant Organization:Utan Bara Adventure Team
Registrant Street1:284-14-03, The Heritage
Registrant Street2:Jalan Pahang
Registrant Street3:
Registrant City:Kuala Lumpur
Registrant State/Province:WP
Registrant Postal Code:53000
Registrant Country:MY
Registrant Phone:+6.0193422049
Registrant Phone Ext.:
Registrant FAX:+86.5920000000
Registrant FAX Ext.:
Registrant Email:info@ubat.com.my

You can see more detail in this link:
http://www.whois.net/whois/myelephants.org.com

So please be careful when there is website or email pledging for donation. Those valid one provide valid and working phone number for you to further verify.


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source: saw this at borhochiak, but I put more detail in reporting this fake website, haha

Another cloud storage?

More and more could storage company is popping up like popcorn. Okay, not popcorn, but it is growing, fast. I saw this one at on some adsense at some website (don't ask, okay). So just give a try. Today I am sarcastic a bit about website review, see square bracket with italic font, heheh.

CX.com is giving 10GB storage for free plan. [Excuse me? Skydrive is giving 25G for free, unless I have allergy with Microsoft, why would I want to sign up CX? But still better than dropbox which offer 2GB only for free account, sigh]

Get up to additional 6GB storage when you refer your friend. Each referral you will get 300MB. [I remember there is one website offer up to 100GB storage with referral, too bad I lost the name, sigh]

Sync up across devices [Sugarsync is also doing that, CX can compete on the free storage, since Sugarsync only offer 5GB only]

Share [nothing special, every cloud storage also can share]

Collaboration [something new, you can share and let other comment on it, you can also create a group for discussion, the best selling point so far?]

Go ahead try it at cx.com or if you are nice people, please click the referral link to increase my storage, hahah.
https://www.cx.com/mycx/referral_signup/5t548UywEeGxORIBOQ7lQg


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source: I wrote this!

p/s: if you think your website/service/product can survive my sarcastic, please contact me for a trashing review!

The largest Protest In History

If you have notice, more than hundred thousands of website teamed up to protest the SOPA and PIPA. That is the largest protest in human history, including tweets, emails, complaint phone call. Congratulation Internet and Internet users, we won, for now. Hollywood and some crappy US Senators would come out something new crappy law in future, have Internet ready for that?




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source: frugaldad.com